Let Astute Appraisals, Inc. take care of your appraisal needsTo a lot of people, an appraisal just looks like another fee on the break-sheet for a mortgage or refinance. The majority of lenders still call for a local expert because the stakes are so high, even though there are an increasing number of automated home valuation systems that may appear more economical than an appraisal. Is getting a mortgage the only reason you should get an appraisal? Are there also instances when the services of a licensed, independent real estate professional could be beneficial? Absolutely. 
Appeal your tax assessmentIf you live in an area where the property value has declined, it's possible you're paying too much in property taxes. An appraisal from Astute Appraisals, Inc. is your best evidence when building your case. We can assist you in challenging your tax assessment. Removing PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an additional insurance plan that almost all lenders ask homebuyers to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the home. This additional payment is often lumped into the monthly mortgage payment and is soon forgotten. PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. Astute Appraisals, Inc. can provide you with a statement regarding the value of your home, and the price you paid for the appraisal can generally be recovered in little time because you'll no longer be paying the PMI. Get your appraisal from Astute Appraisals, Inc. Order todayDivorce settlement with less stressA divorce is a particularly traumatic ordeal for the parties involved, and it is often further complicated by the burdensome decision of who keeps the home. Regardless of the circumstances, it's a good idea to order an appraisal from Astute Appraisals, Inc. so both parties are fully aware of the true market value of their home. If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Determine an accurate and fair valuation for estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion. Most Americans do not have dedicated estate planners or executors to manage these matters, unlike many wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal. Move to or from Howard County through an employee relocation programWe understand the headaches involved with an employee relocation. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough inspection, we suggest relocating employees to provide input on the positive characteristics of their property, along with information regarding any new sales or listings in their area that they want considered. Sell your home quickly — for the right priceA professional appraisal will help you make a better educated decision regarding your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't related to the sales price, but rather they rest on our efforts to complete the appraisal report. We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long housesstay on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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