Astute Appraisals, Inc. is your FHA certified appraisal company

The FHA publishes a list of approved appraisers for each state - Astute Appraisals, Inc. is on the roster of approved appraisers for MD. This indicates that we are certified and approved by the FHA to do appraisals for house loans insured by them. A certain amount of the ongoing training our staff at Astute Appraisals, Inc. undergoes deals exclusively with decoding the FHA's documentation and their rules and procedures.

If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-insured loan, it means it is insured by them. The FHA does not loan money to borrowers, rather, it provides lending agencies with protection by offering mortgage insurance in case the borrower does not pay his or her financial obligations. The FHA and their loan programs are designed to assist low-to-moderate income purchasers help meet credit qualifications if they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA provides are excessively helpful to buyers with less starting capital.